Saying goodbye is never easy. But with a little forward thinking, comes clarity, comfort and the joy of reflecting on a life well-lived.
What are the benefits of pre-paid?
Shape your legacy with confidence. The cost of selected inclusions in your prepaid funeral plan is fixed at today’s prices, protecting them from future inflation. The price depends on what you choose for your funeral. Most people spend around $6,000 - $15,000.
Lock in price
We believe everyone deserves to say goodbye with respect and dignity, regardless of their financial situation. That’s why we’re helping Australians secure today’s prices, for tomorrow’s funerals.
Simple payment
While your initial cost will depend on your inclusions, there are no additional fees once you've paid in full. You can pay in full or pay an initial 30% contribution, followed by monthly instalments over 36 months.
Simple paperwork
You can expect a straightforward and quick application process, with no extensive paperwork or health checks required.
Tailor your plan
A prepaid funeral means your loved ones won’t have to worry about making the right decision. It’s a simple way for them to say goodbye in a way that reflects you, your life and your budget.
Pension and entitlements
Guardian Plan is generally exempt from the asset tests for age pension purposes. However, pension eligibility depends on your individual circumstances. Please refer to Services Australia or seek independent advice.
Peace of mind
All payments are held by The Over Fifty Guardian Friendly Society, under APRA regulation. Funds are only released to the funeral home when the time comes.
Family members together
Plan Ahead with Lester & Son Funeral Directors
Guardian Plan is a prepaid funeral plan where funds are invested in a funeral bond issued by the Over Fifty Guardian Friendly Society Limited ABN 81 087 649 063 AFSL 524353. We do not offer financial advice. See a financial planner to help you decide on the best option for you. Visit guardianplan.com.au for more information.